Earlier today, Ah Teck, my office mate was sharing with me that there is a group insurance policy that is meant for all staff. And he told me it's very cheap.. So I went to take a look.
Indeed it is. But then again, coz we have recently spent a fair bit buying more insurance fm Amy, was wondering if we should take this new one up as well, so I emailed her with the details.
Her advise? Yes, it's very good deal and worth it. And if we can, we should max the coverage which is $300K on death of any cause. Thus, if this policy goes thru, coupled with our existing policies.. I think our lifes are worth a neat sum of $ if we die leh, Darling.
And the convenience of this policy is that, it is deducted directly from my pay. Hence, i do not need to remember to fill in Giro or to ensure that there is enough funds inside etc etc.
Best part of all, it's soooo cheap. Only $18 per month for a $300K coverage.. so our lives are worth another $300K if the policy goes thru and if we die.
Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts
Friday, August 18
Thursday, August 10
expensive meet up
Met up with our new insurance agent on Monday evening after work.
Was supposed to go to my mom's plc for dinner but my youngest sis forgot to tell her that we are going home.. hence no dinner so we have to eat at the coffeeshop near our place, eating out is all right. But after eating out for too often then it becomes v and super sian lor. *sigh* only after marriage, that I have to cook our own meals once a while or eat out then I began to appreciate my mom's cooking.
Anway, coz hubby came back slightly later, we rushed through dinner and went back home to meet Amy.
She reviewed our policies and then also re-introduced the "Sphaire health plan" to us again. We did our comparisons and really the coverage is way much better for the increase of $40! So hubby and I changed or maybe the word is upgraded our health plan to this new one. Of course need to do the necessary paper work, to terminate the previous and to do all these.
But actually, the main reason she was here besides telling us of the health plan, was also abt some kind of coverage for life. I did express interests in getting one, so don't get the wrong idea that she came and push us into getting something. She's not that kinda agent where she won't go till she gets a deal.
Explain to us and went thru our analysis again. This must be at least the 4th time I stared at that same piece of paper this year!!!
We liked the coverage and hence we signed. Or rather I signed 1st, hubby was thinking abt it for a longer period of time. Anyway, I hoped with this new policy in place, our lives are more 'vualable' and should anything untoward happen to any of us, we will not become a liability to the other party!
Insurance is indeed important coz it really can help us covers part of our medical bills if anything happens. Worse thing that can happen is, if any of us meets with an accident, but don't die.. Gosh.. the liability, the cost of medical, looking after... I shudder to think of all these costs!!
So with all these factors in mind and also the amount that we can actually pay out.. we again signed on the dotted line.. These signatureS (there were pages and pages of document to sign electronically) costs us a small fortune.. sigh... but I guess, we can make the $ back but when and if the timecomes, then I won't be here sighing away at the $ spent.
Was supposed to go to my mom's plc for dinner but my youngest sis forgot to tell her that we are going home.. hence no dinner so we have to eat at the coffeeshop near our place, eating out is all right. But after eating out for too often then it becomes v and super sian lor. *sigh* only after marriage, that I have to cook our own meals once a while or eat out then I began to appreciate my mom's cooking.
Anway, coz hubby came back slightly later, we rushed through dinner and went back home to meet Amy.
She reviewed our policies and then also re-introduced the "Sphaire health plan" to us again. We did our comparisons and really the coverage is way much better for the increase of $40! So hubby and I changed or maybe the word is upgraded our health plan to this new one. Of course need to do the necessary paper work, to terminate the previous and to do all these.
But actually, the main reason she was here besides telling us of the health plan, was also abt some kind of coverage for life. I did express interests in getting one, so don't get the wrong idea that she came and push us into getting something. She's not that kinda agent where she won't go till she gets a deal.
Explain to us and went thru our analysis again. This must be at least the 4th time I stared at that same piece of paper this year!!!
We liked the coverage and hence we signed. Or rather I signed 1st, hubby was thinking abt it for a longer period of time. Anyway, I hoped with this new policy in place, our lives are more 'vualable' and should anything untoward happen to any of us, we will not become a liability to the other party!
Insurance is indeed important coz it really can help us covers part of our medical bills if anything happens. Worse thing that can happen is, if any of us meets with an accident, but don't die.. Gosh.. the liability, the cost of medical, looking after... I shudder to think of all these costs!!
So with all these factors in mind and also the amount that we can actually pay out.. we again signed on the dotted line.. These signatureS (there were pages and pages of document to sign electronically) costs us a small fortune.. sigh... but I guess, we can make the $ back but when and if the timecomes, then I won't be here sighing away at the $ spent.
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