expensive meet up

Met up with our new insurance agent on Monday evening after work.

Was supposed to go to my mom's plc for dinner but my youngest sis forgot to tell her that we are going home.. hence no dinner so we have to eat at the coffeeshop near our place, eating out is all right. But after eating out for too often then it becomes v and super sian lor. *sigh* only after marriage, that I have to cook our own meals once a while or eat out then I began to appreciate my mom's cooking.

Anway, coz hubby came back slightly later, we rushed through dinner and went back home to meet Amy.

She reviewed our policies and then also re-introduced the "Sphaire health plan" to us again. We did our comparisons and really the coverage is way much better for the increase of $40! So hubby and I changed or maybe the word is upgraded our health plan to this new one. Of course need to do the necessary paper work, to terminate the previous and to do all these.

But actually, the main reason she was here besides telling us of the health plan, was also abt some kind of coverage for life. I did express interests in getting one, so don't get the wrong idea that she came and push us into getting something. She's not that kinda agent where she won't go till she gets a deal.

Explain to us and went thru our analysis again. This must be at least the 4th time I stared at that same piece of paper this year!!!

We liked the coverage and hence we signed. Or rather I signed 1st, hubby was thinking abt it for a longer period of time. Anyway, I hoped with this new policy in place, our lives are more 'vualable' and should anything untoward happen to any of us, we will not become a liability to the other party!

Insurance is indeed important coz it really can help us covers part of our medical bills if anything happens. Worse thing that can happen is, if any of us meets with an accident, but don't die.. Gosh.. the liability, the cost of medical, looking after... I shudder to think of all these costs!!

So with all these factors in mind and also the amount that we can actually pay out.. we again signed on the dotted line.. These signatureS (there were pages and pages of document to sign electronically) costs us a small fortune.. sigh... but I guess, we can make the $ back but when and if the timecomes, then I won't be here sighing away at the $ spent.